0 What is Education?

Education refers to the process of learning and acquiring information. Education can be divided into two main types: formal learning through an institution such as a school and self-taught learning or what is often termed life experience. Generally, education is important for learning basic life skills, as well as learning advanced skills that can make a person more attractive in the job market.

When an individual thinks of becoming educated, most commonly he thinks first about formal schooling. Formal schooling exists in a classroom setting where a teacher provides curriculum according to an accepted plan of what must be learned. In the United States, a standardized testing system helps set the rules for what curriculum and lessons a teacher should be teaching. Programs such as No Child Left Behind, which was instituted by George W. Bush during his presidency, create a way to measure how much each child is learning across different school systems to ensure that all children receive a minimum level of knowledge and book learning.




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0 What are Technical Schools?

Technical schools provide training for specific job-related skills, often those related to machinery or equipment. Most technical schools offer programs that are two years or less. Some programs are designed so that a student can transfer, or articulate, earned credits to a 4-year college if he or she chooses. 

The courses offered at technical schools vary, but many provide training in electronics, information technology, drafting design, and healthcare and medical fields. A technical school teaches its students an actual skill, in addition to theory. Most technical school programs maintain a workplace environment, as opposed to a traditional classroom environment, where attendance and professional behavior are mandatory.

Many technical school programs offer certificates upon completion. Tuition costs are usually less than those at most two or four year colleges, although at technical schools, a student will most likely need to purchase class materials and tools. An advantage of technical school training is the outlook for such skilled jobs, as fewer and fewer employees are trained in these fields. Additional areas of job training offered by technical schools include private investigation, culinary training, cosmetology, welding, auto mechanics, and other industrial fields. Arts, bartending, fashion design, travel, and video gaming are also taught at some technical schools.

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0 Arts in Education

Program Description

The Arts in Education (AIE) Program at Harvard Graduate School of Education (HGSE) is intended for self-directed individuals who are interested in fashioning their own arts-related courses of study. AIE students pursue their diverse interests in a one-year Master's program embedded in a broad-based school of education. Of importance, the program also offers all HGSE students the opportunity to encounter and consider applications and demonstrations of the arts in education.

The Arts in Education Program recognizes the importance of arts learning both within schools (in non-arts and arts classrooms) and beyond school walls in the community (art centers and museums). Indeed, a number of AIE students have a particular interest in educational partnerships among schools and arts institutions. Within and across these contexts, core learning in the program addresses arts-related issues in educational practice, theory, research, and policy. Beyond that, AIE students individuate their course of studies around their particular interest in the arts in education. Art forms in which AIE students express interest include visual art, writing, drama, dance, music, and film.

Recent graduates of our program have gone on to careers in: museum education, community-based arts education and administration, research into and assessment of exemplary arts curricula, and projects in arts-based school reform. Non-arts teachers have returned to their classrooms with new ideas for incorporating the arts into education. Veteran arts educators have enriched their practice or found new directions for their work including doctoral level study and the creation of arts programs for youth who have been placed at risk. Pursuing their individual directions, students in the program represent the Harvard Graduate School of Education's broad based view of the importance of the arts in education.

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0 Term Life Insurance for Natural Disasters

Mother Nature seems to be quite upset this year. Already we’ve seen major earthquakes, unprecedented tornado activity, uncontrollable wildfires and an ominous beginning to the hurricane season. Below are just a few of the many natural disasters 2011 has seen:

Great East Japan Earthquake:  A 9.0 jolt off the coast of Japan causing a major tsunami and the meltdown of three nuclear reactors at the Fukushima Nuclear Power Plant. The Japanese Police Agency has confirmed 15,780 deaths, 5,929 injuries and 4,122 people missing.

Tornadoes:  There have been 1,764 tornadoes reported so far this year in the US. An estimated 556 people have died worldwide due to tornadoes.

Texas Wildfires:  Wildfires have already scorched an estimated 3.6 million acres and counting. Thousands of homes have been destroyed throughout the state.

Perhaps we are simply experiencing “weather amnesia” due many recent decades of relatively few major natural disasters. The world has certainly experienced many catastrophic natural disasters throughout history, with the following being some of the more notable.

• 1900 - Galveston, Texas:  A Category 4 hurricane killed 8,000 people.
•  1925 - Missouri, Indiana, & Illinois:  The deadliest tornado on record ripped through 3 states, killing 625 people and injuring more than 2,000.
•  1928 - Okeechobee, Florida:  A Category 5 hurricane killed a total of 4,078 people, many in South Florida.
• 1931 - China:  Massive flooding of the Yellow and Yangtze rivers killed nearly 4 million people.
• 1937 - Ohio/Mississippi Valley:  Flooding killed 250 people.
• 1938 - New England:  The Great Hurricane of 1938 was a Category 3 storm that killed close to 800 people.
• 1950 - 1957 - Texas:  Severe drought caused 244 out of 254 counties to be declared federal disaster areas
• 1970 - Bangladesh:  A tropical cyclone killed an estimated 300,000 - 500,000 people.

Whether or not these recent natural disasters are influenced by man-made global warming is a hot topic. But regardless of the cause, it is essential to protect your loved ones from Mother Nature’s wrath. Most term life insurance policies cover death due to natural and accidental causes, severe weather included.

So if Mother Nature continues on her current path of destruction, try to get out of her way and be sure your term life insurance policy carries sufficient coverage for your family.

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